Flooding isn’t just a coastal issue; it can impact homes anywhere.

From heavy rain to unexpected storms, non-coastal regions can experience severe flood damage that leads to costly repairs. This makes comprehensive flood insurance essential for homeowners. To highlight the importance of this coverage, let's look at some real-life examples from Chubb's latest claims stories.

Reclaiming a Home Submerged by the Storm

An intense storm hit a non-coastal town, causing a nearby river to overflow. The resulting floodwater pushed open a home's basement door, inundating the interior. The water damaged carpets, drywall, insulation, paint, cabinets, baseboards, and even a pool table and family heirloom furniture. Chubb quickly assessed the damage and confirmed coverage under the client’s flood policy, enabling prompt restoration and recovery.

Chubb claim payment: $227K

Underwater and Undeterred: Rebuilding After a Hurricane

A hurricane brought heavy rain to another non-coastal area, submerging homes in water. One client's unfinished basement suffered extensive damage, necessitating the replacement of flooring, the hot water tank, furnace, and electrical panel. The first floor required new hardwood and tile flooring, kitchen appliances, cabinets, and plaster walls due to elevated moisture levels. The garage's overhead door was also destroyed. Chubb responded promptly, recognizing the damage and providing an estimate to start repairs immediately.

Chubb claim payment: $300K

These stories demonstrate the value of having comprehensive flood insurance and the commitment of Chubb to support their clients through significant losses. For more detailed examples and to understand the difference Chubb’s claims service can make, download the full brochure below and visit Chubb's website .

Ensure you’re protected against unexpected events. Contact BCU Risk Advisors to discuss your insurance needs and secure comprehensive coverage today.

©2023 Chubb. Insurance underwritten and provided by ACE Property & Casualty Insurance Company or ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates or network partners. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com . All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.